SKYSTORIES TERMS OF SERVICE

Effective Date: May 23, 2026 | Last Updated: May 24, 2026

These Terms of Service (the "Agreement" or "Terms") constitute a legally binding agreement between FantasyForge Studio LLC, a Virginia limited liability company ("FantasyForge Studio," "Company," "we," "our," or "us"), and any individual or entity accessing or using the SkyStories platform, website, applications, subscription services, artificial intelligence systems, generated-content systems, related technologies, and associated services (collectively, the "Service").

BY ACCESSING, BROWSING, REGISTERING FOR, SUBSCRIBING TO, OR OTHERWISE USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE LEGALLY BOUND BY THESE TERMS, THE PRIVACY POLICY, COOKIE POLICY, ACCEPTABLE USE POLICY, ADULT CONTENT POLICY, AGE VERIFICATION POLICY, SUBSCRIPTION TERMS, COPYRIGHT AND DMCA POLICY, AI TRANSPARENCY NOTICE, COMMUNITY GUIDELINES, AND ANY OTHER POLICIES, DISCLOSURES, NOTICES, OR STANDARDS INCORPORATED HEREIN BY REFERENCE.

USER'S ELECTRONIC ACCEPTANCE OF THESE TERMS CONSTITUTES AN ELECTRONIC SIGNATURE AND SHALL HAVE THE SAME LEGAL FORCE AND EFFECT AS A HANDWRITTEN SIGNATURE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

ARTICLE I

DEFINITIONS

For purposes of this Agreement, the following capitalized terms shall have the meanings set forth below.

1.1 Account

"Account" means a registered user account created for purposes of accessing or utilizing all or portions of the Service.

1.2 Adult Content

"Adult Content" means fictional content intended exclusively for individuals eighteen (18) years of age or older and containing mature, sexual, erotic, or otherwise adult-oriented themes.

1.3 Adult Features

"Adult Features" means any functionality, subscription tier, content category, generation mode, or Service feature designated by FantasyForge Studio as restricted to individuals eighteen (18) years of age or older.

1.4 Artificial Intelligence or AI

"Artificial Intelligence" or "AI" means machine-learning systems, large language models, image-analysis systems, automated content-generation systems, natural-language-processing systems, and related computational technologies utilized by the Service.

1.5 Content

"Content" means any information, data, text, images, prompts, stories, narratives, outputs, graphics, software, materials, or other information made available through the Service.

1.6 Generated Content

"Generated Content" means any story, narrative, text, description, interpretation, recommendation, response, or other output generated in whole or in part through Artificial Intelligence systems utilized by the Service.

1.7 User

"User," "you," and "your" mean any individual or entity accessing or using the Service.

1.8 User Input

"User Input" means any information submitted to the Service by a User, including prompts, photographs, settings, preferences, instructions, text, or other materials.

1.9 Subscription

"Subscription" means any paid or premium access plan offered through the Service.

1.10 Third-Party Services

"Third-Party Services" means services, software, infrastructure, platforms, APIs, payment processors, analytics providers, hosting providers, Artificial Intelligence providers, or other technologies operated by entities other than FantasyForge Studio.

ARTICLE II

ELIGIBILITY AND LEGAL CAPACITY

2.1 Minimum Age Requirement

As a condition precedent to accessing or using the Service, User represents and warrants that User has attained at least thirteen (13) years of age.

Individuals under thirteen (13) years of age are prohibited from accessing or using the Service under any circumstances.

2.2 Minors

Where a User has not yet attained the age of majority within the jurisdiction in which such User resides, the User represents and warrants that any required parental or legal guardian authorization has been obtained prior to use of the Service.

FantasyForge Studio reserves the right to request evidence of such authorization where legally permissible.

2.3 Adult Features

Access to Adult Features is strictly limited to individuals who have attained at least eighteen (18) years of age.

By accessing Adult Features, User expressly represents, warrants, and certifies that:

1. User is at least eighteen (18) years of age;
2. User is legally permitted to access Adult Content within the applicable jurisdiction;
3. User will not permit any Minor to access Adult Features through User's Account;
4. All age-related representations made by User are accurate and truthful.

FantasyForge Studio reserves the right to suspend, restrict, deny, or revoke access to Adult Features whenever the Company reasonably believes that a User may not satisfy applicable eligibility requirements.

2.4 Jurisdictional Compliance

User is solely responsible for determining whether access to or use of the Service is lawful within User's jurisdiction.

FantasyForge Studio makes no representation that the Service is lawful, available, appropriate, or authorized in every jurisdiction.

ARTICLE III

ACCOUNT REGISTRATION AND SECURITY

3.1 Account Registration

Certain features of the Service may require creation of an Account utilizing authentication systems designated by FantasyForge Studio.

In connection with Account registration, User agrees to provide information that is accurate, complete, current, and not misleading.

User further agrees to maintain and promptly update such information as necessary to preserve its accuracy.

3.2 Account Security

User is solely responsible for maintaining the confidentiality and security of Account credentials.

User assumes full responsibility for all activities occurring through User's Account, whether authorized by User or not.

User shall immediately notify FantasyForge Studio of any:

1. unauthorized access;
2. suspected compromise;
3. credential theft;
4. security breach affecting User's Account.

FantasyForge Studio shall not be liable for losses arising from User's failure to safeguard Account credentials.

3.3 Multiple Accounts

Unless expressly prohibited by the Company, Users may maintain multiple Accounts.

Notwithstanding the foregoing, Users may not create or utilize multiple Accounts for purposes of:

1. evading enforcement actions;
2. circumventing Subscription limitations;
3. bypassing safety controls;
4. avoiding payment obligations;
5. engaging in fraud, abuse, or misconduct.

3.4 Account Ownership

Accounts are licensed to Users and remain part of the Service operated by FantasyForge Studio.

Users acquire no ownership interest in any Account, username, identifier, profile, or associated Service functionality.

FantasyForge Studio reserves the right to reclaim, suspend, modify, or terminate Accounts in accordance with these Terms.

ARTICLE IV

DESCRIPTION OF THE SERVICE

SkyStories is an Artificial Intelligence-assisted storytelling platform that enables Users to submit photographs, prompts, preferences, and other inputs for purposes of generating fictional narrative content.

The Service may utilize:

1. image-analysis technologies;
2. cloud-identification systems;
3. environmental data sources;
4. weather-related contextual information;
5. Artificial Intelligence content-generation systems;
6. personalization technologies;
7. automated moderation technologies.

Generated Content is intended primarily for entertainment, educational, creative, and recreational purposes.

The Service is not intended to provide professional advice, scientific conclusions, emergency guidance, weather forecasting, aviation guidance, legal advice, medical advice, financial advice, or psychological advice.

FantasyForge Studio reserves the unrestricted right to modify, suspend, discontinue, replace, enhance, or remove any aspect of the Service at any time and without liability.

ARTICLE V

ARTIFICIAL INTELLIGENCE DISCLOSURES

User acknowledges and agrees that the Service relies substantially upon Artificial Intelligence systems and automated computational technologies.

Generated Content is produced through probabilistic machine-learning processes and may contain inaccuracies, inconsistencies, omissions, fabricated information, offensive material, repetitive content, or other unintended results.

FantasyForge Studio does not represent, warrant, or guarantee that any Generated Content will be:

1. accurate;
2. complete;
3. reliable;
4. original;
5. lawful in every jurisdiction;
6. suitable for any particular purpose;
7. free from offensive or objectionable material.

User further acknowledges that Generated Content may resemble content generated for other users, may resemble publicly available works, and may not qualify for copyright protection under applicable law.

User assumes all risks associated with reliance upon Generated Content.

ARTICLE VI

IMAGE PROCESSING AND STORY GENERATION

User may voluntarily submit photographs for purposes of obtaining AI-generated stories and related functionality.

By submitting photographs to the Service, User represents and warrants that User possesses all rights reasonably necessary to submit, process, analyze, and utilize such photographs in connection with operation of the Service.

User acknowledges that submitted photographs may be analyzed through Artificial Intelligence systems for purposes of identifying visual characteristics, generating descriptive text, and creating fictional stories.

Except as otherwise disclosed in the Privacy Policy, submitted photographs are generally processed for story-generation purposes and are not intended to be permanently retained as part of ordinary Service operations.

FantasyForge Studio reserves the right to utilize temporary storage, caching, logging, security retention, backup retention, or other technical processing reasonably necessary for operation of the Service.

ARTICLE VII

ACCEPTABLE USE OF THE SERVICE

7.1 Compliance Obligation

As a condition of accessing or using the Service, User agrees to comply with all applicable laws, regulations, governmental requirements, and contractual obligations applicable to User's use of the Service.

User shall use the Service solely for lawful purposes and in a manner consistent with these Terms and all policies incorporated herein by reference.

7.2 Prohibited Conduct

User shall not, directly or indirectly:

1. access or use the Service in violation of any applicable law;
2. interfere with, disrupt, damage, impair, or compromise the operation of the Service;
3. attempt to gain unauthorized access to any system, network, database, account, or technology associated with the Service;
4. reverse engineer, decompile, disassemble, modify, translate, or otherwise attempt to derive source code from any portion of the Service except where expressly permitted by applicable law;
5. circumvent, disable, defeat, interfere with, or otherwise compromise security mechanisms, moderation systems, access controls, content filters, or safety technologies utilized by the Service;
6. engage in fraudulent, deceptive, misleading, abusive, or unlawful conduct;
7. utilize automated systems, scripts, bots, crawlers, scrapers, or similar technologies except as expressly authorized by FantasyForge Studio in writing;
8. upload, transmit, distribute, or introduce malicious code, malware, ransomware, spyware, viruses, trojan horses, or other harmful technologies;
9. interfere with another user's access to or enjoyment of the Service;
10. use the Service in any manner that could expose FantasyForge Studio to legal, regulatory, reputational, financial, or operational harm.

7.3 Reservation of Enforcement Rights

FantasyForge Studio reserves the unrestricted right to investigate suspected violations of these Terms and to take any action deemed appropriate, including suspension, restriction, termination, referral to law enforcement authorities, or pursuit of legal remedies.

7.4 Content Moderation Authority

FantasyForge Studio reserves the right, but not the obligation, to review, restrict, suppress, refuse, remove, disable, modify, limit, or terminate access to any User Input, Generated Content, prompts, requests, account activity, Subscription benefits, or Service functionality whenever the Company determines such action is necessary or appropriate for legal compliance, platform integrity, payment-processor compliance, safety, security, operational requirements, risk management, or business purposes.

ARTICLE VIII

PROHIBITED CONTENT

8.1 General Prohibition

User shall not use the Service to request, generate, promote, distribute, facilitate, encourage, or otherwise engage with content prohibited by these Terms, the Acceptable Use Policy, or applicable law.

8.2 Child Safety and Minor Protection

The Service maintains a zero-tolerance policy regarding content involving minors in sexual, exploitative, abusive, or otherwise inappropriate contexts.

Without limitation, User shall not request, generate, possess, promote, distribute, or facilitate:

1. Child Sexual Abuse Material ("CSAM");
2. sexualized depictions of minors;
3. sexual content involving persons represented as being under eighteen (18) years of age;
4. age-regression sexual content;
5. grooming-related content;
6. exploitative content involving minors.

Any violation of this Section shall constitute a material breach of these Terms and may result in immediate account termination and reporting to appropriate authorities where required by law.

8.3 Non-Consensual Sexual Content

User shall not request, generate, promote, distribute, or facilitate content depicting:

1. rape;
2. sexual assault;
3. sexual coercion;
4. forced sexual activity;
5. sexual slavery;
6. exploitative sexual violence;
7. non-consensual sexual conduct.

8.4 Incestuous Content

User shall not request, generate, promote, or distribute content depicting sexual conduct involving family relationships, including biological, adoptive, foster, guardianship, or step-family relationships.

8.5 Bestiality

User shall not request, generate, promote, or distribute content depicting sexual activity involving animals.

8.6 Real-Person Sexual Content

User shall not utilize the Service to generate sexually explicit content involving identifiable real persons, including celebrities, public figures, politicians, athletes, influencers, private individuals, or deceased persons.

8.7 Illegal Activities

User shall not utilize the Service to facilitate, encourage, promote, plan, coordinate, or instruct others regarding unlawful activities.

8.8 Discretionary Content Restrictions

FantasyForge Studio reserves the right to restrict, prohibit, remove, block, or otherwise limit content categories that the Company determines, in its sole discretion, create legal, operational, safety, payment-processing, platform-compliance, reputational, or regulatory risks.

ARTICLE IX

ADULT CONTENT PROVISIONS

9.1 Adult Content Access

Certain portions of the Service may contain Adult Content intended exclusively for individuals eighteen (18) years of age or older.

Access to Adult Features constitutes an express representation and warranty by User that User satisfies all eligibility requirements applicable to such content.

9.2 Additional Restrictions

FantasyForge Studio reserves the right to require age confirmation, eligibility verification, subscription validation, acknowledgment screens, additional disclosures, or other safeguards as a condition of Adult Feature access.

9.3 Jurisdictional Limitations

Adult Features may not be available in all jurisdictions.

FantasyForge Studio reserves the right to restrict, suspend, deny, or terminate Adult Feature access based upon legal, regulatory, payment-processing, safety, operational, or compliance considerations.

9.4 No Guaranteed Availability

Nothing contained herein shall be construed as creating any right to continued access to Adult Features.

FantasyForge Studio may modify, suspend, discontinue, restrict, replace, or remove Adult Features at any time and without liability.

ARTICLE X

INTELLECTUAL PROPERTY RIGHTS

10.1 Ownership of the Service

The Service, including all software, source code, object code, databases, interfaces, designs, visual elements, trademarks, logos, service marks, workflows, prompts, systems, technologies, documentation, and associated intellectual property rights, is owned by FantasyForge Studio, its licensors, or its service providers and is protected by applicable intellectual property laws.

Except as expressly granted herein, no rights are transferred to User.

10.2 Trademarks

"SkyStories," "FantasyForge Studio," associated logos, branding elements, trade dress, and related identifiers are proprietary trademarks or service marks of FantasyForge Studio or its licensors.

User shall not use such marks without prior written authorization.

10.3 Reservation of Rights

FantasyForge Studio expressly reserves all rights not expressly granted under these Terms.

10.4 Copyright Infringement Claims

Claims concerning alleged copyright infringement, trademark infringement, or intellectual property violations involving content submitted to or made available through the Service shall be governed by the SkyStories Copyright and DMCA Policy, which is incorporated into these Terms by reference. Users agree to comply with all procedures set forth in such policy.

ARTICLE XI

GENERATED CONTENT LICENSE

11.1 Nature of Generated Content

Generated Content is produced through Artificial Intelligence systems and is provided subject to the limitations and disclaimers contained within these Terms.

11.2 Limited Personal License

Subject to User's continued compliance with these Terms, FantasyForge Studio grants User a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use Generated Content solely for personal, non-commercial purposes.

11.3 Commercial Use Restriction

Unless expressly authorized in writing by FantasyForge Studio, User shall not:

1. sell Generated Content;
2. commercially exploit Generated Content;
3. sublicense Generated Content;
4. distribute Generated Content for commercial purposes;
5. incorporate Generated Content into commercial products or services.

11.4 No Ownership Transfer

Nothing contained in these Terms shall be construed as transferring ownership of Generated Content, Service technologies, Artificial Intelligence systems, or associated intellectual property rights to User.

11.5 No Exclusivity

User acknowledges and agrees that:

1. other users may receive substantially similar outputs;
2. outputs may resemble existing works;
3. outputs may not be unique;
4. outputs may not qualify for copyright protection;
5. FantasyForge Studio makes no representation regarding ownership, protectability, registrability, enforceability, or exclusivity of Generated Content.

ARTICLE XII

SUBSCRIPTIONS AND PAID SERVICES

12.1 Subscription Services

Certain features of the Service may be offered through paid Subscription plans.

FantasyForge Studio reserves the right to establish, modify, replace, discontinue, suspend, or restructure Subscription offerings at any time.

12.2 Billing Relationship

Paid Subscriptions may be processed through third-party payment providers selected by FantasyForge Studio, including Stripe and future payment-processing providers.

User acknowledges that payment transactions may also be governed by the applicable terms, conditions, and policies of such providers.

12.3 Auto-Renewing Subscriptions

Unless otherwise specified, Subscriptions automatically renew for successive billing periods until canceled by User or terminated by FantasyForge Studio.

By purchasing a Subscription, User authorizes recurring charges using the designated payment method.

12.4 Fees and Taxes

User agrees to pay all fees, charges, taxes, assessments, and other amounts associated with User's Subscription.

All fees are stated and payable in United States Dollars unless otherwise indicated.

12.5 Future Subscription Terms

Additional Subscription Terms may apply to specific plans, promotional offers, family plans, Adult Features, discounts, trials, or future premium services.

Such Subscription Terms are incorporated herein by reference upon publication.

ARTICLE XIII

THIRD-PARTY SERVICES AND PROVIDERS

13.1 Integration of Third-Party Services

The Service may incorporate, interface with, depend upon, or otherwise utilize Third-Party Services for purposes including, without limitation, authentication, hosting, cloud infrastructure, payment processing, analytics, content delivery, Artificial Intelligence processing, communications, monitoring, security, and operational support.

Such Third-Party Services may include providers such as Google, Firebase, Stripe, Venice AI, and other vendors selected by FantasyForge Studio from time to time.

13.2 Independent Third Parties

Third-Party Services are owned, operated, and controlled by independent third parties over whom FantasyForge Studio exercises no direct control.

FantasyForge Studio does not warrant, endorse, guarantee, or assume responsibility for the availability, security, reliability, legality, performance, or accuracy of any Third-Party Service.

13.3 Service Dependencies

User acknowledges that interruption, modification, suspension, degradation, or termination of any Third-Party Service may affect the availability or functionality of the Service.

FantasyForge Studio shall not be liable for losses, damages, interruptions, delays, failures, or disruptions arising from the acts, omissions, failures, or decisions of Third-Party Service providers.

13.4 Third-Party Terms

Use of certain portions of the Service may be subject to additional terms, conditions, privacy notices, acceptable-use requirements, or policies imposed by Third-Party Service providers.

User agrees to comply with all applicable third-party requirements.

13.5 No Warranty Regarding Third-Party Services

FantasyForge Studio makes no representation or warranty that any Third-Party Service will remain continuously available, uninterrupted, secure, compatible, error-free, or suitable for any particular purpose. The Company shall not be liable for interruptions, delays, failures, modifications, suspensions, or discontinuation of Third-Party Services upon which the Service may depend.

ARTICLE XIV

PRIVACY AND DATA PROCESSING

14.1 Privacy Policy Incorporation

The Company's Privacy Policy is incorporated into these Terms by reference and forms an integral part of this Agreement.

By using the Service, User acknowledges having reviewed and understood the Privacy Policy.

14.2 Data Processing Activities

In connection with operation of the Service, FantasyForge Studio may collect, receive, store, analyze, process, transfer, disclose, retain, and otherwise utilize information as reasonably necessary to:

1. provide the Service;
2. authenticate Users;
3. administer Accounts;
4. process payments;
5. maintain security;
6. investigate abuse;
7. comply with legal obligations;
8. improve functionality;
9. develop new features;
10. protect legitimate business interests.

14.3 International Processing

User acknowledges that information may be processed, stored, transferred, or accessed within the United States and other jurisdictions in which the Company, its affiliates, contractors, service providers, or vendors operate.

User consents to such transfers to the extent permitted by applicable law.

14.4 Legal Compliance

FantasyForge Studio may disclose information where reasonably necessary to:

1. comply with legal obligations;
2. respond to lawful requests;
3. protect rights or property;
4. investigate suspected misconduct;
5. protect public safety;
6. enforce this Agreement.

ARTICLE XV

USER REPRESENTATIONS AND WARRANTIES

User represents, warrants, and covenants that:

15.1 Authority

User possesses the legal authority, capacity, and right necessary to enter into and perform obligations under this Agreement.

15.2 Accuracy of Information

All information submitted by User in connection with the Service is accurate, current, complete, and not misleading.

15.3 Rights in User Input

User possesses all rights, permissions, licenses, authorizations, and consents necessary to submit User Input to the Service and permit processing thereof as contemplated by these Terms.

15.4 Compliance with Laws

User's use of the Service complies with all applicable laws, regulations, court orders, governmental requirements, and contractual obligations.

15.5 No Prohibited Conduct

User shall not use the Service in any manner prohibited by these Terms, applicable law, or Company policy.

15.6 Continuing Nature

The representations, warranties, and covenants set forth herein shall remain true throughout the duration of User's use of the Service.

ARTICLE XVI

DISCLAIMERS OF WARRANTIES

16.1 "AS IS" and "AS AVAILABLE"

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED ON AN "AS IS," "AS AVAILABLE," AND "WITH ALL FAULTS" BASIS.

FANTASYFORGE STUDIO EXPRESSLY DISCLAIMS ALL WARRANTIES, CONDITIONS, REPRESENTATIONS, AND GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

16.2 Specific Disclaimer of Warranties

WITHOUT LIMITING THE FOREGOING, FANTASYFORGE STUDIO DISCLAIMS ALL IMPLIED WARRANTIES OF:

1. MERCHANTABILITY;
2. FITNESS FOR A PARTICULAR PURPOSE;
3. TITLE;
4. NON-INFRINGEMENT;
5. ACCURACY;
6. AVAILABILITY;
7. PERFORMANCE;
8. RELIABILITY;
9. SECURITY;
10. QUIET ENJOYMENT.

16.3 No Guarantee of Service Performance

FantasyForge Studio does not warrant that:

1. the Service will operate without interruption;
2. the Service will remain continuously available;
3. the Service will be error-free;
4. defects will be corrected;
5. Generated Content will meet User expectations;
6. outputs will be accurate or suitable;
7. the Service will remain free from harmful components.

16.4 Artificial Intelligence Disclaimer

User expressly acknowledges that Artificial Intelligence systems are inherently probabilistic and may produce inaccurate, misleading, incomplete, offensive, repetitive, contradictory, or otherwise undesirable outputs.

FantasyForge Studio assumes no responsibility for decisions made by Users in reliance upon Generated Content.

ARTICLE XVII

LIMITATION OF LIABILITY

17.1 Exclusion of Certain Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FANTASYFORGE STUDIO, ITS MEMBERS, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, SUCCESSORS, ASSIGNS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY:

1. INDIRECT DAMAGES;
2. INCIDENTAL DAMAGES;
3. SPECIAL DAMAGES;
4. EXEMPLARY DAMAGES;
5. PUNITIVE DAMAGES;
6. CONSEQUENTIAL DAMAGES;
7. LOSS OF PROFITS;
8. LOSS OF REVENUE;
9. LOSS OF BUSINESS OPPORTUNITIES;
10. LOSS OF GOODWILL;
11. LOSS OF DATA;
12. BUSINESS INTERRUPTION;
13. REPUTATIONAL HARM;
14. EMOTIONAL DISTRESS;

arising from or relating to the Service, regardless of the legal theory asserted.

17.2 Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF FANTASYFORGE STUDIO ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED THE GREATER OF:

1. ONE HUNDRED UNITED STATES DOLLARS (US $100.00); OR
2. THE TOTAL AMOUNT ACTUALLY PAID BY USER TO FANTASYFORGE STUDIO DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

17.3 Essential Basis

The parties acknowledge and agree that the limitations contained in this Article constitute an essential basis of the bargain between the parties and shall apply regardless of the failure of any exclusive remedy.

17.4 Jurisdictional Limitations

Certain jurisdictions do not permit exclusion of certain warranties or limitations of liability. Accordingly, portions of this Article may not apply to certain Users to the extent prohibited by applicable law.

ARTICLE XVIII

INDEMNIFICATION

18.1 User Indemnification Obligation

User agrees to defend, indemnify, and hold harmless FantasyForge Studio, its members, managers, officers, directors, employees, contractors, affiliates, licensors, successors, assigns, and service providers from and against any and all claims, demands, actions, proceedings, investigations, liabilities, damages, judgments, settlements, penalties, fines, costs, and expenses, including reasonable attorneys' fees and legal expenses, arising out of or relating to:

1. User's access to or use of the Service;
2. User's violation of these Terms;
3. User's violation of applicable law;
4. User's infringement or misappropriation of any intellectual property right, privacy right, publicity right, contractual right, or other legal right;
5. User Input submitted to the Service;
6. User's misuse of Generated Content.

18.2 Cooperation

FantasyForge Studio reserves the right to assume exclusive control of the defense and settlement of any matter subject to indemnification.

User agrees to cooperate fully in connection with such defense.

18.3 Survival

The indemnification obligations contained herein shall survive termination of the Agreement and cessation of User's use of the Service.

ARTICLE XIX

ACCOUNT SUSPENSION, RESTRICTION, AND TERMINATION

19.1 Company Enforcement Authority

FantasyForge Studio reserves the right, in its sole and absolute discretion, to suspend, restrict, limit, disable, investigate, or terminate any Account or access to the Service at any time and for any lawful reason.

Such actions may be taken with or without prior notice where permitted by applicable law.

19.2 Grounds for Enforcement

Without limiting the foregoing, FantasyForge Studio may suspend or terminate an Account where the Company reasonably believes that:

1. User has violated these Terms;
2. User has violated any incorporated policy;
3. User has violated applicable law;
4. User has engaged in fraudulent conduct;
5. User has engaged in abusive conduct;
6. User has attempted to circumvent safety systems;
7. User has submitted prohibited content;
8. User has failed to satisfy age requirements;
9. User has engaged in conduct that exposes the Company to legal, regulatory, operational, reputational, payment-processing, or security risks;
10. continued access may adversely affect the Service or other users.

19.3 Effect of Termination

Upon suspension or termination:

1. User's right to access the Service shall immediately cease;
2. Subscription benefits may be revoked;
3. access credentials may be disabled;
4. stored content may become inaccessible;
5. the Company may retain information as permitted or required by law and the Privacy Policy.

19.4 User-Initiated Account Closure

Users may request closure of their Accounts through available account-management functionality or designated support channels.

Account closure shall not relieve User of obligations accrued prior to termination.

19.5 No Refund Obligation

Except where required by applicable law or expressly stated in applicable Subscription Terms, termination or suspension of an Account shall not create an obligation to provide refunds, credits, or compensation.

19.6 Emergency Suspension Authority

Notwithstanding any other provision of these Terms, FantasyForge Studio may immediately suspend, restrict, disable, or terminate access to the Service without prior notice where the Company reasonably determines such action is necessary to:

1. protect user safety;
2. protect minors;
3. investigate fraud;
4. preserve system security;
5. comply with legal obligations;
6. mitigate cybersecurity threats;
7. address payment-processing risks;
8. prevent misuse of Adult Features; or
9. protect the rights, property, reputation, or operations of FantasyForge Studio.

ARTICLE XX

DISPUTE RESOLUTION AND BINDING ARBITRATION

20.1 Agreement to Arbitrate

PLEASE READ THIS ARTICLE CAREFULLY. IT AFFECTS LEGAL RIGHTS.

Except where prohibited by applicable law, any dispute, claim, controversy, or cause of action arising out of or relating to the Service, these Terms, any Subscription, any Generated Content, any policy incorporated herein, or the relationship between User and FantasyForge Studio (collectively, "Disputes") shall be resolved exclusively through final and binding arbitration.

The parties knowingly and voluntarily waive any right to trial by jury except where such waiver is prohibited by applicable law.

20.2 Informal Resolution Requirement

Prior to initiating arbitration, the parties shall make a good-faith effort to resolve the Dispute informally.

A party seeking resolution shall provide written notice describing the nature of the Dispute and the relief requested.

The parties shall have thirty (30) days from receipt of such notice to attempt informal resolution.

20.3 Arbitration Procedure

If a Dispute cannot be resolved informally, such Dispute shall be submitted to binding arbitration administered by the:

American Arbitration Association ("AAA")

or any successor organization.

The arbitration shall be conducted in accordance with the applicable AAA Consumer Arbitration Rules then in effect, except as modified by these Terms.

20.4 Arbitration Venue

Unless otherwise required by applicable law, arbitration proceedings shall occur in the Commonwealth of Virginia.

Remote participation may be permitted where authorized by the arbitrator.

20.5 Arbitrator Authority

The arbitrator shall possess exclusive authority to resolve all disputes concerning:

1. interpretation of these Terms;
2. enforceability of these Terms;
3. scope of this arbitration provision;
4. arbitrability of claims.

The arbitrator may award relief available under applicable law but may not award relief inconsistent with these Terms.

20.6 Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL DISPUTES SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY.

USER AGREES NOT TO PARTICIPATE IN:

1. class actions;
2. class arbitrations;
3. representative actions;
4. consolidated proceedings;
5. private attorney general actions.

The arbitrator shall have no authority to hear or adjudicate class-based claims.

20.7 Small Claims Exception

Nothing herein shall prevent either party from pursuing qualifying claims in a court of competent jurisdiction exercising small claims authority.

20.8 Injunctive Relief

Nothing herein shall prevent FantasyForge Studio from seeking temporary, preliminary, or permanent injunctive relief concerning:

1. intellectual property rights;
2. confidentiality obligations;
3. unauthorized access;
4. misuse of the Service;
5. security violations.

ARTICLE XXI

GOVERNING LAW

These Terms and all Disputes arising from or relating to the Service shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles.

The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.

ARTICLE XXII

EXPORT CONTROL AND SANCTIONS COMPLIANCE

User represents and warrants that User is not located in, organized under the laws of, or ordinarily resident in any jurisdiction subject to comprehensive sanctions imposed by the United States Government.

User further agrees not to access, utilize, export, re-export, transfer, or otherwise make available the Service in violation of:

1. United States export-control laws;
2. sanctions regulations;
3. international trade restrictions;
4. applicable governmental requirements.

FantasyForge Studio reserves the right to restrict access to the Service where necessary to comply with legal obligations.

ARTICLE XXIII

MODIFICATIONS TO THE SERVICE

FantasyForge Studio reserves the unrestricted right to:

1. modify features;
2. remove functionality;
3. introduce new functionality;
4. alter technologies;
5. change Artificial Intelligence providers;
6. modify Subscription offerings;
7. discontinue portions of the Service;
8. suspend operations;
9. terminate the Service.

Nothing contained herein shall be construed as guaranteeing the continued availability of any specific feature, function, technology, or content category.

ARTICLE XXIV

AMENDMENTS TO THESE TERMS

FantasyForge Studio reserves the right to modify, amend, replace, supplement, or update these Terms at any time.

Updated Terms shall become effective upon publication unless otherwise required by applicable law.

Where legally required, reasonable notice of material modifications shall be provided.

Continued use of the Service following the effective date of revised Terms constitutes acceptance of such revisions.

If User does not agree to revised Terms, User must discontinue use of the Service.

ARTICLE XXV

ELECTRONIC COMMUNICATIONS AND CONSENT

User consents to receive communications from FantasyForge Studio electronically.

Such communications may include:

1. legal notices;
2. account notifications;
3. billing communications;
4. security alerts;
5. policy updates;
6. service announcements;
7. Subscription-related communications.

Electronic communications shall satisfy any legal requirement that communications be provided in writing.

ARTICLE XXVI

FORCE MAJEURE

FantasyForge Studio shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including:

1. natural disasters;
2. acts of government;
3. war;
4. terrorism;
5. labor disputes;
6. internet disruptions;
7. power failures;
8. cyberattacks;
9. infrastructure failures;
10. failures of Third-Party Services.

ARTICLE XXVII

ASSIGNMENT

User may not assign, transfer, delegate, sublicense, or otherwise convey any rights or obligations under these Terms without the prior written consent of FantasyForge Studio.

FantasyForge Studio may assign or transfer its rights and obligations under these Terms without restriction.

ARTICLE XXVIII

ENTIRE AGREEMENT

These Terms, together with all documents expressly incorporated by reference, constitute the entire agreement between User and FantasyForge Studio concerning the Service and supersede all prior or contemporaneous understandings, communications, negotiations, representations, and agreements relating thereto.

ARTICLE XXIX

SEVERABILITY

If any provision of these Terms is determined by a court or arbitrator of competent jurisdiction to be invalid, unlawful, or unenforceable, such provision shall be enforced to the maximum extent permitted by law and the remaining provisions shall remain in full force and effect.

ARTICLE XXX

NO WAIVER

No failure or delay by FantasyForge Studio in exercising any right, remedy, power, or privilege under these Terms shall constitute a waiver thereof.

Any waiver must be in writing and signed by an authorized representative of FantasyForge Studio.

ARTICLE XXXI

SURVIVAL

Any provisions which by their nature should survive termination of these Terms shall survive, including, without limitation:

1. intellectual property provisions;
2. license restrictions;
3. payment obligations;
4. warranty disclaimers;
5. limitation of liability provisions;
6. indemnification obligations;
7. dispute resolution provisions;
8. governing law provisions;
9. enforcement rights.

ARTICLE XXXII

CONTACT INFORMATION

FantasyForge Studio LLC
A Virginia Limited Liability Company

Business Address:
Cherry Hill, Virginia, United States

Legal Contact:
legal@fantasyforgestudio.online

Support Contact:
support@fantasyforgestudio.online

Website:
FantasyForge Studio Website

ARTICLE XXXIII

ACCEPTANCE OF TERMS

BY ACCESSING, REGISTERING FOR, SUBSCRIBING TO, OR OTHERWISE USING THE SERVICE, USER ACKNOWLEDGES THAT USER HAS READ, UNDERSTOOD, AND AGREES TO BE LEGALLY BOUND BY THESE TERMS OF SERVICE.

IF USER DOES NOT AGREE TO THESE TERMS, USER MUST IMMEDIATELY DISCONTINUE USE OF THE SERVICE.

ARTICLE XXXIV

NO AGENCY RELATIONSHIP

Nothing contained in these Terms shall be construed as creating any partnership, joint venture, agency relationship, employment relationship, fiduciary relationship, franchise relationship, or other special legal relationship between FantasyForge Studio and any User.

Neither party shall possess authority to bind the other party or incur obligations on behalf of the other party.

ARTICLE XXXV

LIMITATION PERIOD FOR CLAIMS

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM, DEMAND, CAUSE OF ACTION, OR PROCEEDING ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE EVENT GIVING RISE TO SUCH CLAIM.

ANY CLAIM NOT COMMENCED WITHIN SUCH PERIOD SHALL BE PERMANENTLY BARRED.

ARTICLE XXXVI

CONSUMER RIGHTS SAVINGS CLAUSE

Nothing contained in these Terms shall be interpreted or enforced in a manner that limits, waives, or restricts any non-waivable consumer rights provided under applicable law.

To the extent any provision of these Terms conflicts with mandatory legal protections that cannot lawfully be waived, such provision shall be modified only to the minimum extent necessary to comply with applicable law.